Gethin Nadin
Chief Advisory Officer - Zellis
The performance connection:
What financial stress does to your workforce – and the ROI of fixing it
THE FINANCIAL WELLBEING ADVANTAGE | EPISODE 2 | WATCH ON DEMAND
Financial stress doesn't stay at home. It comes to work, where it takes up time, weakens focus and holds back productivity. That makes it a problem the board has to deal with. With productivity the top priority for UK CEOs in 2026, employers who help their people with money worries see measurable gains.
In the second episode of The Financial Wellbeing Advantage series, Gethin Nadin, Chief Advisory Officer at Zellis, walks through the latest research on how financial stress affects employee performance. He also sets out the small, practical changes that bring a real return.
What you will learn
The real cost of financial stress
Where the productivity goes. Employees spend an average of 3.3 hours a week on money matters during working hours, and the UK lost 16 million working days last year to financial worry.
How money worries affect thinking at work
The science behind it. Thinking about a large unexpected expense can cause cognitive deficits equal to a 10–13 point drop in IQ, and financial stress also hits concentration, sleep and health.
The ROI of a savings buffer
Why a £250 boost to an employee's savings can lift productivity by up to 10%, and how discount schemes and earned wage access help build that buffer without changing how people spend.
Security, confidence and marginal gains
How small, easy changes in behaviour add up over time, how to measure whether your strategy is working, and how to present financial wellbeing as a performance issue so employees take it up.
Outcome
Understand the link between financial wellbeing and performance, and leave with an evidence-based plan for where to focus first to get a measurable return for your employees and your organisation.
Speaker
