92%
of employees experienced financial stress in the past year
Financial Fitness at Work
How money stress impacts skills, performance, and growth and what employers can do about it.
Why financial wellbeing matters now
Financial stress isn’t something employees leave at home. It shows up in how they think, collaborate, learn and perform.
89%
say it directly affects their concentration, confidence, energy and ambition at work
Only 8%
felt no financial worry at all
What’s inside
Featuring insight from psychologists, work behaviour researchers and financial wellbeing experts, this report explores the impact of money stress on both employees and organisations.
The Financial Reality
92% of employees faced financial stress last year, see what that means for your business.
Impact on Performance
How money worries drain productivity, skills growth, and retention.
The Support Gap
Why employees don’t know about benefits, and how to fix it.
Pay and Benefits as Infrastructure
Payroll isn’t admin, it’s the foundation of resilience.
Managers Matter
How leaders shape financial confidence and culture.
Actionable Solutions
Practical steps to reduce financial stress and boost engagement now.
Who should read it
Financial wellbeing isn’t just a benefit - it’s a strategic lever for performance, retention, and culture. This report is essential reading for:
HR Directors and People Leaders
Shape policies that protect wellbeing and drive engagement.
Reward and Benefits Teams
Build packages that go beyond perks and deliver real financial resilience.
Finance Leaders and CFOs
Understand why payroll and financial tools are now core organisational infrastructure.
Wellbeing, Culture and Employee Experience Sponsors
Create a workplace where financial confidence fuels productivity and growth.