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Financial stress is one of the biggest barriers to employee performance and engagement. Zellis removes that barrier by embedding financial wellbeing directly into payroll, helping your people manage, access, and understand their pay in real time.

Our latest research Financial wellbeing in the workplace explores the scale of the challenge and what employers can do to address it.

Through a connected, AI-enabled platform, you can move beyond paying people correctly to empowering them financially, creating healthier, more resilient and more productive workforces.

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What we covered

The growing impact of financial stress on employee productivity and engagement

Why expectations have shifted towards real-time visibility, flexibility and control over pay

How financial wellbeing solutions embedded within payroll can create healthier, more resilient workforces

The role of AI-enabled payroll in delivering clarity, confidence, and trust at every pay cycle.

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What’s next is financial wellbeing built into pay

Financial wellbeing is no longer a ‘nice to have’. It is a critical driver of engagement, productivity, and retention. 

Research shows:

  • 77% of employees have experienced financial stress in the past year
  • Over half say it reduces their productivity at work

Zellis addresses this challenge by embedding financial wellbeing directly into payroll giving employees the tools, visibility, and control they need, exactly where it matters most: at the point of pay.

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Zellis Financial Wellbeing provides

Clarity

Real-time visibility of earnings and pay

Control

Flexibility over when and how employees access their money

Confidence

Trusted payroll accuracy with embedded compliance and intelligence

What’s next is helping employees do more with their pay

Introducing Boost Your Pay, a new feature designed to turn pay into a more powerful, flexible, and valuable experience for employees. 'Boost Your Pay' lets them exchange available earned pay for discounted digital gift cards from well-known everyday brands.

At its core, Boost Your Pay reflects a simple insight: Employees don’t just want to be paid accurately, they want their pay to work harder for them.

Value it delivers:

  • Greater financial flexibility across the pay cycle
  • Improved cashflow management for everyday expenses
  • Reduced reliance on high-cost borrowing
  • Stronger engagement and trust in the employer

This builds on the broader shift towards real-time pay and continuous payroll, where employees gain transparency and confidence throughout the cycle, not just at payday.

Finance

Strategic impact for employers

Increased productivity

Improved employee retention

Stronger employer brand in a competitive talent market

What’s next is giving employees control over when they get paid

Your Money, Your Tools introduces early wage access (EWA) allowing employees to access a portion of their earned pay before payday.

It’s simple, transparent, and designed to build healthier financial habits.

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How it works

Why it matters

Employees access wages they’ve already earned

No loans, no interest just earlier access to their own money

Automatically reconciled in the payroll cycle

Helps employees bridge the gap between unexpected expenses and payday

Reduces financial stress and reliance on credit

Improves focus, wellbeing, and performance at work

Track earnings in real time

Budget and manage spending

Access educational financial guidance

Build long-term financial resilience